Currency & Spending Money (Namibia)

The currency of Namibia is the Namibian Dollar (NAD).

Banknotes come in denominations of NAD 10, NAD 20, NAD 50, NAD 100, and NAD 200, while coins are available in denominations of NAD 1, NAD 5, and 5c, 10c, 20c, and 50c.

Exchange Rates

Here is a reference table of approximate exchange rates (for up-to-date exchange rates, please check xe.com before you travel):

Correct as of June 2025

Recommended Payment Methods
It’s advisable to carry a mix of cash and credit/debit cards for convenience and security while traveling. Many places, especially in urban areas, accept cards, but having cash on hand is crucial for smaller transactions, particularly in rural areas.

Exchanging Money
Money can be exchanged at international airports, banks, and authorized foreign exchange bureaus. Some hotels and major shopping centers also offer currency exchange services. Be aware of potential hidden fees during exchanges. In rural areas, options for currency exchange may be limited.

ATMs
ATMs are widely available in urban areas, and most accept foreign cards. Look for ATMs associated with major banks for better security and competitive exchange rates. Keep in mind that there may be service fees for international withdrawals, so check with your bank before traveling. Inform your bank of your travel plans to avoid any card issues.

Credit/Debit Cards
Credit and debit cards are accepted at most hotels, restaurants, and shops in urban areas, with Visa and MasterCard being the most commonly accepted. However, many smaller establishments and markets, especially in rural regions, may not accept cards. Therefore, always carry cash for smaller purchases and transactions.

General Pricing Guide
Here’s a general idea of costs for food and drinks in Namibia:

• Snack (chips or biscuits): NAD 20
• Bottle of water (1L): NAD 15
• Local beer: NAD 25-NAD 50
• Convenience store sandwich or salad: NAD 40-NAD 70
• Pastry from a bakery: NAD 15-NAD 30
• Plate of local dishes (e.g., kapana or biltong): NAD 70-NAD 150
• Lunch or dinner at a mid-range restaurant: NAD 150-NAD 300
• High-end meal: NAD 400-NAD 800

Ensure you have sufficient funds for personal expenses such as drinks, snacks, and souvenirs.

Plan Ahead
Be prepared with enough cash on hand, especially in remote areas where banking services may be limited. Familiarize yourself with your spending habits early in your trip to avoid last-minute issues. Always check the opening hours of exchange desks and ATM availability, particularly outside of major cities. There is no limit on the amount of currency you can bring into or take out of Namibia.